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FireFolioMake room for your future.

BUILD WEALTH. BUY BACK YOUR TIME.

What if work
were optional?

Use free calculators, investing stories, and market research to understand your options. Build a plan for financial independence—a future with more choice over your time.

Explore my possibilities Find my FIRE number

EXPLORE WITHOUT AN ACCOUNT. SIGN IN TO SAVE YOUR FIRE PLAN.

THE BIG PICTUREIllustrative plan

Your path to independence.

19.0 years

To a $1,000,000 FIRE number.

$0$560k$1,120kFIRE TARGETToday10 years19.0 years
$0$5,000 / mo
Make it yours · edit assumptions

Example, not account data. 5% constant return after inflation; 4% withdrawal rate. Monthly compounding and end-of-month deposits. Excludes taxes and fees. Estimates aren’t guarantees.

FINANCIAL INDEPENDENCE. A LIFE ON YOUR TERMS.
Plan with clarityPut a number to your next chapter.
Invest consistentlyGive your long-term plan a rhythm.
Stay in controlYour allocation. Your schedule.

LESS GUESSWORK. MORE DIRECTION.

What would you like
to understand?

Start with a question. Try a tool, learn from an example, or take a closer look at the market. These tools are open to everyone.

01 / PLAN

Put numbers to your plan.

Estimate your independence target, work out take-home pay, or compare debt and property decisions. Change the inputs and see the result.

Explore calculators
02 / LEARN

Understand the choices.

Read practical notes on investing and financial independence. Follow fictional investors through real market history.

Read the Journal
03 / RESEARCH

Compare before you choose.

Compare ETFs across returns, drawdowns, and fees. Use the market lab to explore chart patterns and experimental AI analysis.

Compare ETFs

WHEN YOU’RE READY TO MAKE IT YOURS

A place to keep your plan.

Save your FIRE assumptions and comparisons. Build a portfolio and manage recurring investments through a connected broker.

Create an account
A cheerful muscular brown bear doing a dumbbell curl.
ONE REP AT A TIME.

INTRODUCING GYM BEAR’S CORNER

Money can be heavy.
You don’t have to lift it alone.

Feeling behind? Nervous about investing? Guilty about the nice coffee? Pull up a bench for letters about everyday money worries, warm advice from Gym Bear, and a small next step you can actually take.

01 · Find a familiar feeling02 · Get a little perspective03 · Try one small rep
Read Gym Bear’s Corner

FOUR LIVES. FOUR WAYS FORWARD.

You don’t need a perfect starting point.

A steady saver. A busy family. A later start. An uneven income. Explore fictional lives through real market history, including the hard years.

JJaneThe steady starter2000–2024 · Explore the storyMMayaThe family balancer2007–2024 · Explore the storyDDanielThe late starter2015–2024 · Explore the storyAAlexThe variable earner2010–2024 · Explore the story

Fictional personas · Historical simulations · Not member testimonials

THE FIREFOLIO JOURNAL

Stronger ideas. More thoughtful choices.

Explore patience with Buffett, uncertainty with Marks, and the everyday habits behind financial independence. Every field note gives you something to try in your own plan.

Find your next good question

THE FIREFOLIO APPROACH

Build wealth.
Keep your perspective.

Financial independence means having more choice over your time. Start with the life you want, then build a plan that supports it.

Explore life scenarios
  1. 01

    Start with your life.

    Explore the spending, savings, and investment assumptions behind your FIRE number.

  2. 02

    Make consistency easier.

    Set a contribution amount and investing schedule that fit your life today.

  3. 03

    Leave room to change.

    Revisit your plan as your priorities evolve. Try different scenarios before changing your investments.

MORE LIFE IN YOUR LONG-TERM PLAN.

What does freedom
look like to you?

Let’s put a number to it

Explore the calculator. No account required.